(BALIPOST.com)
PT Sumber Alfaria Trijaya (SAT) Tbk - manager of the Alfamart retail network - strengthened its support to help community micro-businesses through capital assistance. This capital distribution is supported by Toko Modal (PT Toko Modal Mitra Usaha) in collaboration with the owner of a small shop that has become a member of Alfamikro, Alfamart's warung empowerment program.
Willianto Susilo, Store Sales Point (SSP) General Manager Alfamart, said the program can be downloaded at the Play Store and makes it easy for shop owners to order the desired items. "The Alfamikro application makes it very easy for stall owners to become our members. Now it's even easier with capital loan support from the Capital Store. Order all the items first, pay later, "said Willianto during the 2018 Fintech Days event at Discovery Mall Bali, Sunday (10/28).
By carrying the tagline "Friends of Micro Enterprises for the People", Alfamikro and the Capital Store ensure a lot of benefits for the owner of the stall who joined to become a member. This means that goods can be bought first, then paid later. So it is very suitable to help micro-businesses to grow and develop.
Chris Antonius, Co-Founder of PT Toko Modal Mitra Usaha, said that the requirements for stall owners who want to join as members are very easy. The advantage, ordering goods is easy and fast. "Exclusive funding with affordable costs and easy bill payments at Alfamart stores," Chris added.
The simulation, he continued, for example, the shop owner wants to shop for goods worth Rp 1 million with a tenor of 14 days. The capital cost per day is IDR 721. This means that the total cost for 14 days is only IDR 10,101.
Also read: Maximizing OJK's Role to Prevent Fintech from Becoming "Millennial Landlord"
I Dewa Ketut Kartika, owner of a grocer's shop, Jl. Raya Gadon, Kerobokan Badung Regency, claimed to have been an OBA member since 2013.
"So far, the existence of OBA has been very useful. One of them every time there is a promo, the goods are immediately delivered. So that there are also many benefits, "he explained.
He also admitted that he was interested in the capital introduced by the Capital Store in the 2018 Fintech Days event. In the future, if he needed additional capital to develop his own business, he would look at the Capital Store.
Also, in the 2018 Fintech Days event series, the Alfamart Store Sales Point (SSP) Team and the Capital Store together with the Financial Services Authority (OJK) also conducted the Fintech Days Goes To Market. There are three markets visited by the team led by Willianto Susilo and Chris Antonius, namely Pasar Agung, Seni Satria, and Pasar Kumbasari Denpasar Bali.
The aim of the team was to visit the traditional markets to socialize or introduce Fintech products to traders and visitors in need. "The Capital Store and the Alfamart SSP Team together with the OJK visit market traders who have registered as Alfamart Guided Outlets (OBA) and have obtained the Capital Store ceiling facility through the Alfamikro application," said Chris.
"Alfamikro application greatly facilitates the owner of a stall that is our member. Now it's even easier with capital loan support from the Capital Store. Order all the items first, pay later”